Gold: The Perfect Correction and the Road Ahead
Gold and silver delivered one of their strongest weekly performances since the January sell off began, with both metals closing about previous key resistance levels.Gold...
13 August 2026
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Gold Decumulation Plan (GDP)
Generate cashflow from your precious metal investments.
About the GDP
The ABC Bullion Gold Decumulation Plan (GDP) allows investors to access regular cashflow from their precious metal investments, while remaining exposed to gold and silver prices, which have risen strongly over the long-term.
With a minimum original investment of just AUD $25,000, no lock in periods, and a transparent fee structure, the product is the perfect choice for both new and experienced precious metal investors, especially those either already in or approaching retirement.
Product Benefits
The ABC Bullion GDP is an ideal solution for mature investors who want to generate regular cashflow from their precious metal holdings while maintaining ongoing market exposure.
Growth
Remain invested in precious metals with strong long-term potential, with gold and silver up over 10% p.a. since 2000.
Monthly Payments
Create regular income via pre-set sales, with payments made monthly (minimum $500).
Flexibility
Add to or reduce your holdings at any time with simple one-off top-ups or sales.
Low Cost
Enjoy low transaction fees (1% for gold, 2% for silver) and no ongoing storage costs.
Liquidity
No lock-in periods: sell part or all of your holdings anytime, with funds paid within 1 business day.
Security
Backed by ABC Bullion and the LBMA-, SGE- and CME-accredited ABC Refinery.
Physical Conversion
Convert holdings into bars, coins or minted tablets for collection, delivery or storage.
SMSF Approved
A popular option for SMSF trustees looking to diversify with precious metals.
EOFY Reporting
Track your portfolio 24/7, with quarterly statements including EOFY reporting.
Growth
Remain invested in precious metals with strong long-term potential, with gold and silver up over 10% p.a. since 2000.
Monthly Payments
Create regular income via pre-set sales, with payments made monthly (minimum $500).
Flexibility
Add to or reduce your holdings at any time with simple one-off top-ups or sales.
Low Cost
Enjoy low transaction fees (1% for gold, 2% for silver) and no ongoing storage costs.
Liquidity
No lock-in periods: sell part or all of your holdings anytime, with funds paid within 1 business day.
Security
Backed by ABC Bullion and the LBMA-, SGE- and CME-accredited ABC Refinery.
Physical Conversion
Convert holdings into bars, coins or minted tablets for collection, delivery or storage.
SMSF Approved
A popular option for SMSF trustees looking to diversify with precious metals.
EOFY Reporting
Track your portfolio 24/7, with quarterly statements including EOFY reporting.
Setting up Your Gold Decumulation Plan (GDP)
Account Creation
Create an account with us, or login to your existing ABC Bullion account.
Activate GDP
Select 'Activate' from the Gold Decumulation section of your Portfolio Summary to make your initial investment into gold or silver (minimum $25,000).
Select Cashflow
Set your desired monthly cashflow and the month you want the payments to start.
Monitor Your Portfolio
Monitor your GDP holdings 24/7 via your online account, as well as edit your cashflow needs, make top-up investments and one off sales.
Interactive Decumulation Cashflow Model
The following decumulation model forecasts how much cashflow an investor would have generated if they invested $100,000 into precious metals and had returned $500 to them each month since 2000. Enter your own initial investment, desired monthly cash return, and percentage allocation to gold and silver, to see how your own portfolio may have benefitted from using this product.
$
$
Precious Metal Allocation
%
%
Initial Investment:
$100,000
Cashflow generated:
$0
End portfolio value:
$0
Gain:
-$100,000
Disclaimer: Note these calculations are based on metal prices only, and do not take into account trading costs and/or associated taxes that may be involved. Past performance is no guarantee of future results. ABC Bullion does not offer financial or tax advice.
Data Sources: LBMA, RBA
Investment Returns vs Other Asset Classes
The table below outlines the historical performance of key asset classes—including gold, silver and a diversified superannuation portfolio—across multiple time horizons to June 2026.
As shown, gold and silver have delivered above-average returns over the short, medium and long term, with particularly strong outperformance over the past 25 years versus most major asset classes.
Both metals have also significantly outpaced cash returns over the last 30 years.
Relatively low cash returns—especially after inflation—have been a key driver for investors turning to gold and silver as potential sources of growth and retirement income.
Annualised Investment Returns (%): Gold & Silver in AUD vs Other Asset Classes (Jun 1971 to Jun 2026)
LBMA, RBA, Chant West, Australian Bureau of Statistics, Bloomberg Finance L.P., Melbourne Institute of Applied Economic & Social Research, MSCI Inc., S&P Dow Jones Indices LLC., WM Reuters.
Notes: 1. Per annum total returns to 30 June 2026. 2. LBMA monthly price data, RBA AUDUSD price data, ABC Bullion Calculations. 3. Chant West Superannuation Growth Fund Returns. 4. S&P 500 Total Return Index (in AUD). 5. S&P/ASX All Ordinaries Total Return Index. 6. MSCI World ex-Australia Net Total Return Index AUD Index. 7. S&P/ASX 200 A-REIT Total Return Index. 8. Bloomberg AusBond Composite 0+ Yr Index. 9. Bloomberg AusBond Bank Bill Index. 10. ABS Consumer Price Index. 11. Proxied returns using Vanguard Historical Return Data (assuming 70% Australian Shares, 20% Australian Bonds and 10% Cash asset allocation).
Disclaimer: Note these calculations are based on metal prices only, and do not take into account trading costs and/or associated taxes that may be involved. Past performance is no guarantee of future results. ABC Bullion does not offer financial or tax advice.
Frequently Asked Questions
To help you better understand how the ABC Bullion Gold Decumulation Plan works, here are answers to some of the most common questions about the product:
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Insights
Expert commentary and knowledge on financial markets, economic trends and the role precious metals play in preserving and growing wealth from our team of market-leading analysts, economists and traders.
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